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  • CONTACT ME
  • ABOUT LONG
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  • SELL MY HOME
  • BUY A HOME
  • VIDEO ON DEMAND
  • LISTINGS
  • REVIEW and TESTIMONIALS
  • WHY HIRE LONG M. NGUYEN
  • WHY DO YOU NEED REALTOR ?
  • REALTOR for VIETNAMESE
  • GO NEW HOME, GO WITH LONG
  • BUYING A HOUSE
  • BUYING A BRAND NEW HOME
  • HOME BUYING PROGRAMS
  • QUICK MOVE-IN NEW HOMES
  • 2 HOMES FOR 1 PAYMENT
  • SELLING YOUR HOME
  • HOW MUCH MY HOME WORTH?
  • DIVORCED - SELLING HOME
  • SOLAR HOMES SELL & BUY
  • HOME SEARCH
  • BUYING & SELLING LAND
  • INVESTING IN REAL ESTATE
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Long M. Nguyen Realtor Buy and Sell House

Loan Programs & Mortgage

"The home buying & selling process BEGINS and FINISHES with ME, so that there is no interruption throughout the process.” LONG M. NGUYEN

LOAN PROCESS CHECKLIST

  1. Completed Application 
  2. Loan Assigned to Processing 
  3. Appraisal Ordered 
  4. Appraisal Received 
  5. Loan Submitted to Underwriting
  6. Loan Approved 
  7. Closing Documents Sent to Title Company
  8. Funds Released 


History of Mortgage rates

History of Mortgage Rates 1989 - 2017

CURRENT MORTGAGE INTEREST RATE (may change depending other factors. Please contact Realtor for more info

Current Mortgage Rates for MARICOPA COUNTY, Arizona

Find out More

Calculate Your Monthly Payment

Find out More

Mortgage insurance (PMI) Removal

OPTION 1

OPTION 1

OPTION 1

1 - Call your mortgage company

2 - Ask for a removal of PMI


For EXAMPLE:

Your home Loan is $147,624.81.

The mortgage company need a 75% LOAN TO VALUE to REMOVE the PMI.

So, you need to have 25% EQUITY in the home, and the loan is 75% of the TOTAL VALUE of the home. So, you need to have a TOTAL VALUE (market price of home) of $196,833. 


Calculation:  

Divide $147,624.81 by 0.75 = $196,833

This can save you $76 or more of Mortgage Insurance a month in extra cost on the mortgage.


Note: 

The appraisal can cost between $300 to $1000 to do depending on the size and area of your home. You can pay upfront or paid WITH your next month mortgage payment.

OPTION 2

OPTION 1

OPTION 1

Put 20% down payment when buying a house.

OPTION 3

OPTION 1

OPTION 3

Buy out the PMI by paying to remove PMI when getting the loan. 

Before PMI Removal

Before PMI Removal

Before PMI Removal

Estimated Total Monthly Payment

After PMI Removal

Before PMI Removal

Before PMI Removal

Estimated Total Monthly Payment

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